While mortgage rates, like many other factors in the economy, are often unpredictable, most economists assumed rates would rise a little in 2011 rather than drop to record lows. The continuing uncertainty in the U.S. economy is likely to keep mortgage rates hovering below five percent, at least for the first few months of 2012.
Most Americans would prefer to hear that the economy is improving and strengthening, but a positive side effect of weak economic reports is often low mortgage rates. If you are a homeowner with some equity, decent credit and a solid job, a home refinance may be part of your New Year’s plans. If so, you may want to move quickly in case the economy takes an unexpectedly positive turn and mortgage rates rise. So far, though, economists think 2012 will look a lot like 2011.
“It’s important to recognize that we’re ending 2011 on a stronger note than we’ve seen throughout the year. Unfortuna
If you have narrowed your moving company choices down to one, but you still are wary of signing a contract because of all the scam horror stories you have heard and read about, there is a website you can visit to better set your mind at ease that the company you are hiring is honest and reliable.
This website is safersys.org and it can provide you with the information you need to verify a movers’ credentials and licenses. This is the website for the Federal Motor Carrier Safety Administration (FMCA) and researching this site is the final step you should take before signing a contract with any moving company.
When you get to the site, enter the movers company’s USDOT number into the search box and click “search”. It is also possible to search by the company’s name or MC number. As long as the number you use is valid, you will be taken to a screen filled with information about the company.
Keep the holidays simple this year and let someone else do the cooking! When friends and family drop by, whether expected or unexpected, give them a sense of the local flavor of Mobile AL. Here are just a few of the great restaurants to check out in Mobile AL this month:
Shamrock, Rose and Thistle offers a British, gastropub, Tea Room cuisine with breakfast and brunch options and a casual atmosphere.
Explore a Middle Eastern cuisine with Jerusalem Café. This great café is perfect for families with children, business lunches, or an evening with that special someone.
Brick Pit has a local cuisine featuring great BBQ choices. Have lunch, dinner or takeout for a quick meal after holiday shopping.
Looking for fabulous local seafood? Check out Wintzells Oyster House for a pleasant dining experience whether with family or business associates.
And for Mexican and local Seafood, check out Fuego. Be sure to make a reservation for a special evening.
And for information on buying or selling real estate in Mobile or West Mobile AL contact local realtor today.
The American Planning Association just put out its list of 2011 Great Places and the Emerald City is nowhere to be found: Not in Great Neighborhoods, Great Streets or Great Public Spaces.
In fact, in all of Washington and Oregon, only Tacomas Point Defiance Park was named a Great Place this year. The only Seattle honoree ever was, you guessed it: Pike Place Market.
So weve decided to make a few suggestions, which youll find in the gallery below, after a list of the Washington and Oregon places the association has noticed. Got any other suggestions? Add them in the comments.
Tacoma’s Point Defiance Park is the only one of the American Planning Association’s 2011 Places in the Northwest.